Sunday, January 8, 2017

Annual coupon savings

I don't track every cent spent, but I do track coupon savings! It's an obsession. It's a game. It makes me happy to see what a few minutes of clipping coupons can bring in savings!

So, the final tally, for 2016, is a savings of.....$1,527.99! I am pretty proud of that.

While it is a lower amount than previous years, It is a huge amount. (As recent empty nesters, we aren't spending as much, therefore we aren't using as many coupons!)

Recent years tallys look like this:
2015~ $2,379.18
2014~ $2,366.29
2013~ $1,865.28
2012~ $1,468.99
2011~ $1,656.51
2010~ $1,053.92

Here's to big savings in 2017! (and little spending!)

Saturday, January 7, 2017

2017 financial goals

Goal #1 Pay -at least- an extra $1000 per month, towards the mortgage principal balance

Goal #2 Keep weekly expenses under $100 (gas, groceries, mad money, great deals etc)

Goal #3 Contribute an extra $100 per month to IRA (currently have automatic contibutions taken from my paychecks)

Goal #4 Deposit an extra $50 per month into savings (currently have an automatic deposit of $100 monthly)

Goal #5 Save an additional $300 towards summer road trip.

Thursday, January 5, 2017

Adventures in frugal Vegan cooking-tofu

Tofu Scramble...yum!


Such a easy, fast meal! I can take about 15 minutes, and have about 6 meals ready to go! 
 
I used medium tofu, tomatoes, zucchini, onion, spinach, red and yellow bell peppers and spices. Added with a side of roasted potatoes, it is a delicious frugal meal!


Tuesday, December 27, 2016

I love a frugal challenge!

I recently discovered this blog frugalwoods.com. The author is starting her very first frugal challenge that she is calling Uber Frugal Month

I've participated in frugal challenges in the past: no spend days and months and the January Money Diet to name a couple. I have a very frugal mindset and don't really need instruction, but I do love the support that comes with a frugal challenge!

It's fun to open the daily emails with encouraging words. It makes me happy and I feel supported and validated.

So, I look forward to frugal challenges to motivate me and so I know that I'm not a crazy person! We have more house debt than we should, and I aim to eliminate that! Bring it on, Uber Frugal Month! I am ready!

Friday, December 23, 2016

slow cooking- why I skip the microwave

I am on my second year without using a microwave. Why? Who knows, really? I just woke up one day and told hubby that I didn't want to use the microwave any longer.  

I have a scientist friend, that likes to explain the dangers of microwave use and the dangers of eating microwaved food. Maybe she got to me. *grin*  

I do know that I really love slow food prep. I like that I have to plan ahead. I enjoy the time it takes to prepare meals and reheat them. I like that I no longer purchase convenience foods from the grocery store. (too pricey anyway!)

 I have a coworker that commented on the fact that I reheat my soup on the stove or meals in the toaster oven. She appreciated the fact that I took time to warm my meal. That made me smile.

I'm not 100% certain why I stopped, but I do know that I'm glad that I did!

Thursday, December 22, 2016

Adventures in Vegan cooking-tempeh

I first tatsted a vegan "BLT" in a local restaurant. While not a vegetarian joint, they do focus on fresh healthy "in season" ingredients. Therefore, their menu changes seasonally. We like to eat there, since vegans and meat eaters alike can dine together in harmony! (although it is a splurge, and one we don't do often!)

Enter...the "TLT" sandwich:

The tempheh-lettuce-tomato sandwich! Paired with my free sparkling water, from my recent grocery trip, it made a fabulous lunch!

The restaurant that I first discovered this sandwich in, made it a bit differently, but mine still tastes amazing. (I also added vegan cheese and pickles with my standard vegan pesto spread!)

It all starts with Lightlife "Fakin Bacon" smoked tempeh. While I absolutely do not like fake meats, this is one exception. It is very versatile and makes a great sandwich. I find that fake meats are not frugal friendly, nor do they make sense to me. Why eat fake meat? weird.

It is on the pricey side, around $4-$5 per package, I only pick it up when on sale. I can get about 5 servings out of each package. It is also great as a side to tofu scramble or as a protein source when paired with roasted potatoes and fruit.