September budget accountability meeting

I hereby call this budget accountability meeting to order:

All present say "I".

I

Okay, here we go. We have a couple more days left in the month, but feel confident that we are done spending.

{Already had this meeting with my hubby, but since you weren't able to attend, dear Blogspot.com. I will update you}

First of all, updating the figures in all budget categories was a wonderful idea. Since the economy has increased the prices of almost everything, raising our budget amounts make perfect sense. There was less stress and much merriment. We have 8 budget categories that we use cash envelopes for, and 5 categories that are followed on paper.

Of the envelope categories, we came in at $30.02 over. {started shopping for Christmas!} That's not too bad considering we have been hundreds over in recent months. {categories include: groceries, home, hobby-me, clothing, entertainment, eating out, gifts and misc.}

Of the on-paper budget, we are over $2265.78. I know, I know. Let me explain. We had one sick doggie, one sick truck, one sick car, one sick toilet and one sick human. Luckily, we have our emergency fund in place, so it didn't hurt too bad. {thanks, Dave Ramsey} Next month, we start rebuilding the savings! {on-paper categories include: auto, pets, school, medical, allowance and donations}

Meeting adjourned