Our local grocery chain is constantly promoting their credit card. It's supposed to be amazing. You get cents off per gallon more than anyone with just a regular loyalty card. After earning so many points, you get cash back. They will send you coupons. There's no annual fee. It will paint your house and pay for your daughters wedding. Okay, not the last part.
I've resisted because I just don't want a credit card. I was just at the store, and the lady in front of me was using a $25 gift certificate for signing up. It seems that you will also receive that gift certificate, to be used on your first shopping trip.
Lots of benefits. If you make sure to pay it off before the due date, then there are no finance charges.
Hmmm........ What should we do........