Wednesday, August 28, 2013

Why I have a credit card

I finally gave in and agreed to apply for a Visa credit card...kicking and screaming! Hubby thought the benefits would be great for us. It was a grocery store card and the brochure promised us free groceries. Nearly every time we shopped, the clerk would point out the application. Okay!!! You win. We applied for the card.

The first month we received a discount on gas and some extra store coupons. I was able to stack them with manufacturer coupons. A small savings, true but I felt it was unremarkable. Did we make a mistake? I really felt uncomfortable using the card.

Before applying for the card, we agreed to use it only for gas and groceries and always pay it off before due.

It's been a few months now and I may have changed my point of view. You see, I just opened our quarterly statement and found 5 checks totaling $35!!!!! Oh. My. Gosh. They are paying us $35 to use their card! They also sent more store coupons which I will once again stack with manufacturer coupons. I am going to have so much fun grocery shopping tomorrow! I will stretch that $35 until it screams! I even told hubby that we should use the card for all of our spending to greater impact our point balance.(which amounts to free food!) As long as we don't spend more than we already have budgeted to spend! Of course!

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